What Retroactive Grant Application - zcash-payment-service means for your swap
Brief take: the headline, the parts that actually touch a no-KYC swap, and the order checklist for today. Source: Zcash Forum.
Ask: $20,000 USD (100 hours at $200/hour) Category: Infrastructure GitHub Issue: Retroactive Grant Application - zcash-payment-service · Issue #90 · Financial-Privacy-Foundation/ZcashCoinholderGrantsProgram · GitHub Work period: June 2026 t (Zcash vs Monero 2026)
The full Zcash Forum coverage: Ask: $20,000 USD (100 hours at $200/hour) Category: Infrastructure GitHub Issue: Retroactive Grant Application - zcash-payment-service · Issue #90 · Financial-Privacy-Foundation/ZcashCoinholderGrantsProgram · GitHub Work period: June 2026 to November 2026 Applicant: Andrew Arnott ( @AArnott , nerdcash), no additional team members Hi everyone. I’ve submitted a retroactive grant application for zcash-payment-service, which lets any merchant accept shielded Zcash with no middlemen and no fees. It is a free, MIT-licensed, self-hosted service that holds only a viewing key, so payments go straight from payer to merchant. The full application is in the GitHub issue; here’s the short version. Why it exists Cryptocurrency promises payments with no middlemen and no fees, yet most payment processors are provider-hosted and charge fees, so merchants rarely get that benefit. zcash-payment-service removes every third party from the transaction. The payer sends shielded ZEC directly to the merchant’s own wallet, and the merchant’s own server confirms it using only a unified incoming viewing key (UIVK). The service can see payments but can never spend them. It complements hosted processors such as (how Monero fees work)
What this actually touches. Privacy-related headlines are exactly when you want self-custody on both sides of a swap: payout to your own wallet, never through accounts. Fresh addresses each time, refund address set before sending — the mechanics don't change with the news cycle. (recovering misdirected funds)
Do this today. Open a quote for the pair you actually care about, lock it fixed, set your payout and refund addresses, and let the chain do the rest. No accounts, no emails, no KYC. (recovering misdirected funds)
Source: Zcash Forum: https://forum.zcashcommunity.com/t/retroactive-grant-application-zcash-payment-service/58995 (Zcash vs Monero 2026)